How many uses of automobiles [and trucks] do you have that put your company's cash flow, if not your bank account, at risk?

Most business owners and managers recognize that they can't afford to have just limited protection. You need appropriate coverage against motor vehicle risks. Do you know the risks you take legally when employees drive their own cars when doing your business, or when someone hires a car or truck, or when any one of a dozen unknown situations involving vehicles arises close at hand or miles away?